Effective Date: August 10th 2025

By accessing and purchasing from Black Velvet Growth (the “Company,” “we,” or “us”), you agree to the following terms:

1. Products & Services
   All items sold are digital products delivered electronically. No physical goods will be shipped.

2. Usage Rights
   All content is for personal use only. You may not reproduce, distribute, or resell our products without written consent.

3. Pricing & Payment
   All prices are listed in USD unless otherwise stated. Payment is securely processed via Gumroad.

4. Refund Policy
   As stated in our Refund Policy, all sales are final due to the nature of digital goods.

5. Limitation of Liability
   We are not liable for any damages or losses arising from the use of our products.

6. Governing Law
   These terms are governed by the laws of the State of Michigan, United States.